How Our Legal Terms Apply to Your Account
When you open an account on ns1221, you enter into a user agreement that sets out your rights and our responsibilities. These terms are shaped around Indonesia's digital access landscape and apply where local law permits us to operate. We do not extend service to regions
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where access is restricted by local regulation. Your account data — including the mobile number, e-wallet references you link (DANA, OVO, GoPay), and transaction records — is held in accordance with our data retention policy. We collect only what is needed to verify your identity and
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process your payments. We do not sell or share personal data with third parties outside the scope of payment processing and fraud prevention. All account activity is subject to our acceptable use conditions. Any attempt to manipulate account balances, use fraudulent payment details, or access the
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platform through prohibited means will result in account suspension and may be referred to relevant authorities. We reserve the right to update these terms. When we do, we notify you via the contact method registered to your account. Continued use of ns1221 after a policy update
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constitutes acceptance of the revised terms. If you disagree with any update, you may close your account and request a final data review.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.